These Terms of Use (“Terms”) govern your access to and use of the website at kevnramos.com (the “Site”). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.
1. Ownership
The Site and its content — including text, graphics, logos, icons, images, photographs, and code — are owned by Kevin Ramos or used under license, and are protected by United States and international intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on the Site without prior written permission.
2. Permitted Use
You may view the Site for personal, non-commercial, informational purposes only. You agree not to misuse the Site, attempt to gain unauthorized access to any portion of it, interfere with its operation, or use it in any manner that could damage, disable, or impair the Site.
3. No Advice
Content on the Site, and content linked from the Site (including videos, posts, and other media I publish on third-party platforms), is provided for general informational and entertainment purposes only and does not constitute financial, investment, tax, legal, accounting, or other professional advice. See my Disclaimer for more information.
4. Third-Party Links
The Site contains links to third-party websites and platforms that are not owned or controlled by me. I have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or platforms. Accessing those platforms is at your own risk and subject to their terms.
5. Limitation of Liability
To the fullest extent permitted by law, Kevin Ramos shall not be liable for any direct, indirect, incidental, consequential, special, punitive, or exemplary damages arising out of or in connection with your access to or use of the Site, even if advised of the possibility of such damages.
6. No Warranty
The Site and its contents are provided on an “as is” and “as available” basis without warranties of any kind, express or implied, including, without limitation, warranties of merchantability, fitness for a particular purpose, or non-infringement.
7. Changes to These Terms
I may update these Terms at any time by posting an updated version on this page. Your continued use of the Site after any such changes constitutes your acceptance of the updated Terms.
8. Governing Law
These Terms are governed by and construed in accordance with the laws of the State of New Jersey, without regard to its conflict-of-law principles. Any disputes arising out of or relating to these Terms or the Site shall be resolved exclusively in the state or federal courts located in the State of New Jersey.
9. Contact
Questions about these Terms may be directed to hello@kevnramos.com.